How it works

1

Check If You Qualify

Simply click the link to see if you qualify for any available debt relief plans.

2

Book Your Consultation

If you qualify, you will then be contacted by our FCA authorised partners to discuss which options will be most helpful for you, This could be a DMP, IVA, Debt Settlement Plan, Trust Deed or other solution.

3

You Decide

Once you have been advised of your options, you decide what you want to do. All advice is free, confidential and no obligation. Guaranteed.

See if you qualify

Efficient, understanding, non judgmental. Just perfect

Paul Wilkinson

Really helpful and professional. Talk you through all your options and cast no judgement.

From the moment I called and spoke to Chris I felt that a weight had been lifted off my shoulders. I can't thank him enough for his professionalism, support, advice and interest in helping me. Rachel was also amazing and they have both spent a great deal of time explaining things to me and making sure that I fully understood what was going to happen and what the next steps are.
I had been carrying around so much stress and guilt and working 6 days a week to support my daughter that its still hard to believe that help is out there. It is an amazing service which has given me back my life.

Jacqualine Fleming

Helping people with a range of solutions

IVA

An individual voluntary arrangement (IVA) is a popular solution that can write off a large proportion of your debts with payments starting at just £70 per month! Request a call to discuss the best options for you, today!

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Debt Management

A debt management plan is an informal agreement between you and your creditors to repay your debts via an affordable monthly payment. Creditors should stop their demands for payment and may agree to freeze any interest or charges which apply to the debt

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Other Solutions

Other solutions available include bankruptcy, trust deeds and debt relief orders. We recommend that you explore the pros and cons of all the different debt solutions that may be available to you. Request a call to discuss the best options for you, today!

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Questions?

In the case of an IVA or Debt Management Plan, your lenders can agree to settle for less than you owe. The reason is because they know there is the very real chance that someone with financial problems may try to walk away from their debts, leaving them with nothing. From the lenders point of view something is better than nothing, they factor in this risk when they lend you the money.

Your debt solution provider will aim to completely eradicate lender contact by dealing with the heart of the issue. Once the solution is in place for you there will be no reason for any more letters and phone calls resulting in a lot less stress!

All advice is free, no obligation and confidential. In instances such as bankruptcy there will be costs to take into consideration. However the majority of our solutions won’t cost a penny to set up.

Most debt solutions will allow you to keep your assets. However, there are some options which may require you to give up some or all of your assets like bankruptcy or debt relief orders. Request a call to discuss the best options for you, today!

No debt solutions will require you to pay anything more than you can comfortably afford, not what the lenders are demanding, which is often unrealistic. Our aim is to find you a suitable debt solution, with a suitable provider and hopefully get you debt free in a reasonable time frame at a rate you can afford.

There isn’t one! Getting out of debt doesn’t have to be a struggle or take the rest of your life. We hope to find you a suitable debt solution, with a suitable provider to clear your debts in a reasonable time frame at a rate you can afford.

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